This coverage is included in your liability policy. It’s the coverage that is most often used since accidents do happen and the insurance carrier would rather not be sued by the injured party. There is usually a small deductible that is applicable and you should look at that cost. All studio owners need to take preventative measures to minimize exposure and this can simply be accomplished by two basic things. 1- Proper supervision and
2 – Protective gear
The third and often more overlooked thing is to have a signed waiver on file for all students.