Enrolling in a martial arts class, such as Judo, Aikido, and Tae Kwon Do, helps build self-confidence, improves physical strength and fitness, and allows you to learn useful self-defense maneuvers. This discipline or sport, however, involves intense physical contact. Participants who execute a technique incorrectly may get into an accident and sustain bodily injury. Martial arts school or studio owners,…

Martial arts, such as Jiu Jitsu, Karate, and Tae Kwon Do, are contact sports. Students sparring with one another may sustain an injury that may affect their quality of life. Martial arts schools with no or adequate insurance coverage are at risk of incurring substantial financial loss, especially if their staff or students get hurt during a class session. Prevent…

Contents Coverage (Inland Marine Equipment Insurance) Brief Summary This coverage must be purchased in addition to the general liability insurance if you want your mirrors, plate glass (up to $5000.00 in replacement costs) and anything of value within your school covered. There is a minimum deductible of $250.00 but increases you make in your deductible amount can result in a…

Tournament Coverage  (Summary)  This coverage is included in your liability policy but only if you are having an in house (your students only) type of tournament. Larger schools usually need to demonstrate they have this coverage if having a tournament at another location other than their school. If however you want to host a tournament, a separate policy rider can…